More about Apollosaral chits


Management team at Apollosaral Chits includes Advisers & Business domain experts from areas like Research, Banking, Insurance, Academics, Marketing and other business management domains.

Vision and Values[ top ]

Our vision:
To be the leading Chit Funds player built on trust by world-class people and service.
This we hope to achieve by:
•        Understanding the needs of customers and offering them superior products and service.
•        Leveraging technology to service customers quickly, efficiently and conveniently.
•        Developing and implementing superior risk management and investment strategies to offer sustainable and stable returns to our customers.
•        Providing an enabling environment to faster growth and learning for our employees.
•        And above all, building transparency in all our dealings.
The success of the company will be founded in its unflinching commitment to 5 core values
Customer First
Boundary less
Each of the values describes what the company stands for, the qualities of our people and the way we work.
We do believe that we are on the threshold of an exciting new opportunity, where we can play a significant role in redefining and reshaping the sector. Given the quality of our parentage and the commitment of our team, there are no limits to our growth.
Our values:

Every member of the Apollosaral team is committed to 5 core values, these values shine forth in all we do, and have become the keystones of our success

Team[ top ]

Shivakumar S N
Lokesh T
Kumar Pawar
Nagarjun D
Ranjitha P

Why Apollosaral?[ top ]

Apollosaral Chits made a humble beginning, it adopted a policy to be prudent and selective in admitting members, even if it meant limited subscribers. This has enabled them to establish as a role model in the Chit Industry.

Apollosaral Chits is conscious about its subscribers trust & promise to take care of their hard-earned money. This trust has grown and strengthened in every day transactions.

Treating you fairly

We believe in providing good value, transparent products and a professional, efficient service. We also believe in treating all our customers fairly and we make sure we do this by:

  • Having well trained, competent and professional staff
  • Encouraging all our staff to embrace our core values in their behavior
  • Providing plans that meet the needs of our customers
  • Keeping our customers properly informed before, during and after they take a chit plan with Apollosaral
  • Complying fully with the letter and spirit of all relevant legislation and codes of practice
  • Insisting that all our communications and promotions are clear, fair and not misleading
  • Monitoring our operations through comprehensive measures and controls

Advantage[ top ]


Customer centric business models and strategies 
People friendly management & support staff
Round the clock support 
Key resources and capabilities 
Attractive dividends 
Accurate documentation 
Safe, secure and disciplined operations
Successful bidder chosen by drawing lots in case of a tie 
In no-option situation prized money decided by open auction 
Prompt communication of bid details
Easy monthly subscription payment options 
Adherence to standard service norms 
Praised money paid before subsequent auction date 
Computerized operations for Accuracy

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